/* Reset and Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Open Sans', sans-serif;
    line-height: 1.6;
    color: #2A2A2A;
    background-color: #F8F9FA;
}

h1, h2, h3, h4, h5, h6 {
    font-family: 'Montserrat', sans-serif;
    font-weight: 600;
    margin-bottom: 1rem;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Navigation */
.navbar {
    background: #1B365D;
    padding: 1rem 0;
    position: fixed;
    top: 0;
    width: 100%;
    z-index: 1000;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
}

.nav-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.nav-logo h2 {
    color: #F4A261;
    margin: 0;
    font-weight: 700;
}

.nav-menu {
    display: flex;
    list-style: none;
    gap: 2rem;
}

.nav-link {
    color: white;
    text-decoration: none;
    font-weight: 500;
    transition: color 0.3s ease;
}

.nav-link:hover {
    color: #F4A261;
}

.hamburger {
    display: none;
    flex-direction: column;
    cursor: pointer;
}

.bar {
    width: 25px;
    height: 3px;
    background: white;
    margin: 3px 0;
    transition: 0.3s;
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, #1B365D 0%, #A8DADC 100%);
    padding: 120px 0 80px;
    color: white;
}

.hero-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.hero h1 {
    font-size: 3rem;
    font-weight: 700;
    margin-bottom: 1.5rem;
    line-height: 1.2;
}

.hero-subtitle {
    font-size: 1.2rem;
    margin-bottom: 2rem;
    opacity: 0.9;
}

.hero-buttons {
    display: flex;
    gap: 1rem;
}

.btn {
    padding: 12px 30px;
    border: none;
    border-radius: 5px;
    font-weight: 600;
    text-decoration: none;
    display: inline-block;
    transition: all 0.3s ease;
    cursor: pointer;
}

.btn-primary {
    background: #F4A261;
    color: white;
}

.btn-primary:hover {
    background: #e8935a;
    transform: translateY(-2px);
}

.btn-secondary {
    background: transparent;
    color: white;
    border: 2px solid white;
}

.btn-secondary:hover {
    background: white;
    color: #1B365D;
}

.hero-image img {
    width: 100%;
    border-radius: 10px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.3);
}

/* Section Headers */
.section-header {
    text-align: center;
    margin-bottom: 4rem;
}

.section-header h2 {
    font-size: 2.5rem;
    color: #1B365D;
    margin-bottom: 1rem;
}

.section-header p {
    font-size: 1.1rem;
    color: #666;
    max-width: 600px;
    margin: 0 auto;
}

/* About Section */
.about {
    padding: 80px 0;
    background: white;
}

.about-content {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 4rem;
    align-items: start;
}

.about-text h3 {
    color: #1B365D;
    font-size: 1.5rem;
    margin-top: 2rem;
    margin-bottom: 1rem;
}

.about-text h3:first-child {
    margin-top: 0;
}

.about-text ul {
    margin-left: 1.5rem;
    margin-bottom: 1.5rem;
}

.about-text li {
    margin-bottom: 0.5rem;
}

.image-grid {
    display: grid;
    gap: 1rem;
}

.image-grid img {
    width: 100%;
    border-radius: 8px;
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
}

/* Financing Comparison Section */
.financing-comparison {
    padding: 80px 0;
    background: #F8F9FA;
}

.comparison-container {
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    gap: 2rem;
    margin-bottom: 3rem;
}

.financing-option {
    background: white;
    border-radius: 15px;
    padding: 2rem;
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
    transition: transform 0.3s ease;
}

.financing-option:hover {
    transform: translateY(-5px);
}

.traditional {
    border-left: 5px solid #dc3545;
}

.creative {
    border-left: 5px solid #28a745;
}

.option-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 1.5rem;
    padding-bottom: 1rem;
    border-bottom: 2px solid #f0f0f0;
}

.option-header h3 {
    color: #1B365D;
    margin: 0;
}

.option-icon {
    font-size: 2rem;
}

.option-content h4 {
    color: #1B365D;
    margin-bottom: 0.5rem;
    margin-top: 1.5rem;
}

.option-content h4:first-child {
    margin-top: 0;
}

.cons-list, .pros-list {
    list-style: none;
    margin-left: 0;
}

.cons-list li, .pros-list li {
    padding: 0.5rem 0;
    border-bottom: 1px solid #f0f0f0;
}

.cons-list li:last-child, .pros-list li:last-child {
    border-bottom: none;
}

.vs-divider {
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    font-weight: bold;
    color: #1B365D;
    background: #F4A261;
    border-radius: 50%;
    width: 80px;
    height: 80px;
    margin: auto;
}

.comparison-summary {
    background: #1B365D;
    color: white;
    padding: 2rem;
    border-radius: 15px;
    text-align: center;
}

.comparison-summary h3 {
    color: #F4A261;
    margin-bottom: 1rem;
}

/* Benefits Section */
.benefits {
    padding: 80px 0;
    background: white;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.benefit-card {
    background: #F8F9FA;
    padding: 2rem;
    border-radius: 10px;
    text-align: center;
    transition: transform 0.3s ease;
    border: 1px solid #e9ecef;
}

.benefit-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 25px rgba(0,0,0,0.1);
}

.benefit-icon {
    font-size: 3rem;
    margin-bottom: 1rem;
}

.benefit-card h3 {
    color: #1B365D;
    margin-bottom: 1rem;
}

/* Tax Savings Section */
.tax-savings {
    padding: 80px 0;
    background: #F8F9FA;
}

.tax-content {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 4rem;
    align-items: start;
}

.tax-explanation h3 {
    color: #1B365D;
    margin-bottom: 1rem;
    margin-top: 2rem;
}

.tax-explanation h3:first-child {
    margin-top: 0;
}

.tax-explanation ul {
    margin-left: 1.5rem;
    margin-bottom: 1.5rem;
}

.tax-disclaimer {
    background: #fff3cd;
    border: 1px solid #ffeaa7;
    border-radius: 8px;
    padding: 1.5rem;
    margin-top: 2rem;
}

.tax-visual {
    background: white;
    padding: 2rem;
    border-radius: 10px;
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
}

.tax-comparison {
    display: flex;
    flex-direction: column;
    gap: 2rem;
}

.tax-scenario h4 {
    color: #1B365D;
    margin-bottom: 1rem;
    text-align: center;
}

.tax-bar {
    background: #dc3545;
    color: white;
    padding: 1rem;
    border-radius: 5px;
    text-align: center;
    font-weight: 600;
}

.tax-bars {
    display: flex;
    gap: 0.5rem;
    margin-bottom: 1rem;
}

.tax-bar-small {
    background: #28a745;
    color: white;
    padding: 0.5rem;
    border-radius: 3px;
    text-align: center;
    font-size: 0.8rem;
    flex: 1;
}

.tax-scenario span {
    display: block;
    text-align: center;
    font-style: italic;
    color: #666;
}

/* Contact Section */
.contact {
    padding: 80px 0;
    background: white;
}

.contact-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
}

.contact-info h3 {
    color: #1B365D;
    margin-bottom: 1rem;
}

.contact-details {
    margin: 2rem 0;
}

.contact-item {
    margin-bottom: 1rem;
}

.contact-item a {
    color: #F4A261;
    text-decoration: none;
}

.contact-item a:hover {
    text-decoration: underline;
}

.contact-cta {
    background: #F8F9FA;
    padding: 1.5rem;
    border-radius: 8px;
    margin-top: 2rem;
}

.contact-cta ul {
    margin-left: 1.5rem;
    margin-top: 1rem;
}

.contact-form {
    background: #F8F9FA;
    padding: 2rem;
    border-radius: 10px;
}

.form-group {
    margin-bottom: 1.5rem;
}

.form-group label {
    display: block;
    margin-bottom: 0.5rem;
    font-weight: 600;
    color: #1B365D;
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 12px;
    border: 1px solid #ddd;
    border-radius: 5px;
    font-size: 1rem;
    transition: border-color 0.3s ease;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: #F4A261;
}

/* Footer */
.footer {
    background: #1B365D;
    color: white;
    padding: 40px 0 20px;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-bottom: 2rem;
}

.footer-section h3,
.footer-section h4 {
    color: #F4A261;
    margin-bottom: 1rem;
}

.footer-section ul {
    list-style: none;
}

.footer-section ul li {
    margin-bottom: 0.5rem;
}

.footer-section a {
    color: white;
    text-decoration: none;
    transition: color 0.3s ease;
}

.footer-section a:hover {
    color: #F4A261;
}

.footer-bottom {
    text-align: center;
    padding-top: 2rem;
    border-top: 1px solid #2c4a6b;
}

/* Responsive Design */
@media (max-width: 768px) {
    .hamburger {
        display: flex;
    }
    
    .nav-menu {
        position: fixed;
        left: -100%;
        top: 70px;
        flex-direction: column;
        background-color: #1B365D;
        width: 100%;
        text-align: center;
        transition: 0.3s;
        box-shadow: 0 10px 27px rgba(0,0,0,0.05);
        padding: 2rem 0;
    }
    
    .nav-menu.active {
        left: 0;
    }
    
    .hero-container {
        grid-template-columns: 1fr;
        text-align: center;
    }
    
    .hero h1 {
        font-size: 2rem;
    }
    
    .about-content {
        grid-template-columns: 1fr;
    }
    
    .comparison-container {
        grid-template-columns: 1fr;
    }
    
    .vs-divider {
        order: 2;
        margin: 1rem auto;
    }
    
    .creative {
        order: 3;
    }
    
    .tax-content {
        grid-template-columns: 1fr;
    }
    
    .contact-content {
        grid-template-columns: 1fr;
    }
    
    .hero-buttons {
        flex-direction: column;
        align-items: center;
    }
    
    .btn {
        width: 200px;
        text-align: center;
    }
}

@media (max-width: 480px) {
    .hero h1 {
        font-size: 1.5rem;
    }
    
    .section-header h2 {
        font-size: 2rem;
    }
    
    .container {
        padding: 0 15px;
    }
    
    .tax-bars {
        flex-direction: column;
    }
}